According to @Excellion, Coinbase's willingness to offer customers a 4% yield suggests that the actual value of user information, when monetized, could be around 6-7%, as the platform likely retains a profit margin. This insight highlights the economic dynamics behind centralized crypto platforms and is critical for traders assessing the risk-reward of yield products. Understanding the underlying profit structures can inform trading decisions and risk management strategies in the cryptocurrency market. Source: @Excellion.